The term startup capital refers to the money raised by a new company in order to meet its initial costs. Entrepreneurs who want to raise startup capital have to create a solid business plan or build a prototype in order to sell the idea.

SBA loans are small-business loans partially guaranteed by the U.S. Small Business Administration and issued by participating lenders, usually banks. SBA loans have tight lending standards, but their flexible terms and low interest rates can make them one of the best ways to finance a business.

A business line of credit is a type of small-business loan that provides flexibility that a regular business loan doesn't.... With a business line of credit, you can borrow up to a certain limit — say, $100,000 — and pay interest only on the portion of money that you borrow.

Equipment financing is a form of business financing used to provide companies with the capital necessary to purchase needed equipment. ... The equipment purchased acts as security or collateral for the loan, meaning that as long as the loan is repaid in a timely manner, you have continued use and access to the equipment.

A merchant cash advance is a type of business funding designed to help businesses gain access to the cash they need in a flexible way. The lender provides the business with a cash advance which it pays back through a percentage of its customers' card payments using a card terminal.

Accounts receivable financing allows companies to receive early payment on their outstanding invoices. A company using accounts receivable financing commits some, or all, of its outstanding invoices to a funder for early payment, in return for a fee.

Accounts receivable financing allows companies to receive early payment on their outstanding invoices. A company using accounts receivable financing commits some, or all, of its outstanding invoices to a funder for early payment, in return for a fee.